Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
Re: How many days do YOU PIF before statement cut?

i make sure to pay by due date and then dont spend anything until a statement is put up. 


for example my chase freedom is due 12/7 i pif on that day and then dont use it for a few days (usually the 10th) and then use it whenever. i use another card for the time being 

my balance due is always 0 since i pay in full so if for whatever reason i forget to pay it no hard since they are all new charges. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000