Valued Contributor
Posts: 2,255
Registered: ‎07-23-2012
Re: How many days do YOU PIF before statement cut?

i make sure to pay by due date and then dont spend anything until a statement is put up. 


for example my chase freedom is due 12/7 i pif on that day and then dont use it for a few days (usually the 10th) and then use it whenever. i use another card for the time being 

my balance due is always 0 since i pay in full so if for whatever reason i forget to pay it no hard since they are all new charges. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014

2014 Goals:
Lower Utility
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000