New Contributor
Posts: 52
Registered: ‎05-21-2012
Re: How many days do YOU PIF before statement cut?

So does reporting 0% utilization actually help your score? I thought the goal was to report between a small nonzero amount (like 5%)

AMEX BCP : $30K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K | NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K | AMEX BCE: $5k | Age: 26 | Occupation: Grad Student | CreditKarma: 800TU/812EQ |