Re: How many days do YOU PIF before statement cut?
12-06-2012 10:03 PM
So does reporting 0% utilization actually help your score? I thought the goal was to report between a small nonzero amount (like 5%)
Not really; you're right, reporting a small nonzero amount is best! I'm just discussing having an overall utilization with just one card reporting, instead of all my cards reporting balances.
FICOS: EX 744 EQ 718 TU 733 Credit Karma (TU) 785 Transrisk 809/990 Credit Sesame (EX) 766 Credit.com (EX) 764 VantageScore 3.0 719 Quizzle (EQ) 721