Re: How many days do YOU PIF before statement cut?
12-06-2012 10:03 PM
So does reporting 0% utilization actually help your score? I thought the goal was to report between a small nonzero amount (like 5%)
Not really; you're right, reporting a small nonzero amount is best! I'm just discussing having an overall utilization with just one card reporting, instead of all my cards reporting balances.
EQ FICO 738 Credit Karma (TU) 758 Transrisk 844/990 Credit Sesame (EX) 780 Credit.com (EX) 785 VantageScore 3.0 756 Quizzle (EQ) 758