Re: How many days do YOU PIF before statement cut?
12-06-2012 10:15 PM
So does reporting 0% utilization actually help your score? I thought the goal was to report between a small nonzero amount (like 5%)
Not really; you're right, reporting a small nonzero amount is best! I'm just discussing having an overall utilization with just one card reporting, instead of all my cards reporting balances.
Gotcha, thanks. 2nd question - are you thinking that 0% utilization on all cards and small utilization on one card will result in a higher score?