New Contributor
Posts: 52
Registered: ‎05-21-2012
Re: How many days do YOU PIF before statement cut?

daybreakgonesXe wrote:

Joesh wrote:

So does reporting 0% utilization actually help your score? I thought the goal was to report between a small nonzero amount (like 5%)

Not really; you're right, reporting a small nonzero amount is best! I'm just discussing having an overall utilization with just one card reporting, instead of all my cards reporting balances.

Gotcha, thanks. 2nd question - are you thinking that 0% utilization on all cards and small utilization on one card will result in a higher score?

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