Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012
DCU MEMBERSHIP & VISA APPROVAL TIME?

‎12-07-2012 01:49 PM

I kinda went about the approval process Z to A,  instead of A to Z. When speaking to a rep at DCU, he suggested that I apply for the visa card before apping for the membership just to check out a potential offer. I was approved for the credit card right off but I'm curious to know how long does it take to be approved for the membership? Anyone knows? 

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

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Valued Contributor
Jutz
Posts: 1,143
Registered: ‎05-10-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

‎12-07-2012 01:51 PM

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

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Frequent Contributor
sccredit
Posts: 351
Registered: ‎09-14-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

‎12-07-2012 01:57 PM

It tooik me almost 10 days to actually get my membership approved even though my card was approved within an hour. 

$100,000 + NPSL Revolving Credit Lines
Credit Scores: EX 729 EQ 724 TU728
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Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

‎12-07-2012 02:02 PM

Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?

I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

‎12-07-2012 02:04 PM

sccredit wrote:

It tooik me almost 10 days to actually get my membership approved even though my card was approved within an hour. 

Thank you for that info.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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Frequent Contributor
sccredit
Posts: 351
Registered: ‎09-14-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

‎12-07-2012 02:09 PM

MountainHiker wrote:
Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?

I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?

They won't erase either of them...I tried!

$100,000 + NPSL Revolving Credit Lines
Credit Scores: EX 729 EQ 724 TU728
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Established Contributor
MountainHiker
Posts: 644
Registered: ‎08-07-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

‎12-07-2012 02:24 PM

sccredit wrote:
MountainHiker wrote:
Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?

I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?

They won't erase either of them...I tried!

Thanks buddy.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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