Established Contributor
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Registered: ‎08-07-2012
DCU MEMBERSHIP & VISA APPROVAL TIME?

I kinda went about the approval process Z to A,  instead of A to Z. When speaking to a rep at DCU, he suggested that I apply for the visa card before apping for the membership just to check out a potential offer. I was approved for the credit card right off but I'm curious to know how long does it take to be approved for the membership? Anyone knows? 

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
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Registered: ‎05-10-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
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Valued Contributor
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Registered: ‎09-14-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

It tooik me almost 10 days to actually get my membership approved even though my card was approved within an hour. 

Never take credit personally

Amex Business Platinum; Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $10,900; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Established Contributor
Posts: 651
Registered: ‎08-07-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Established Contributor
Posts: 651
Registered: ‎08-07-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

sccredit wrote:

It tooik me almost 10 days to actually get my membership approved even though my card was approved within an hour. 


Thank you for that info.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
Posts: 1,287
Registered: ‎09-14-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

MountainHiker wrote:

Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?


They won't erase either of them...I tried!

Never take credit personally

Amex Business Platinum; Amex BCP $24,900; Chase Sapphire Preferred $24,200; Chase Marriott $20,000; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $10,900; Citi TYP $12,900; Capital One Venture $15,000; Amex SPG Biz $3,000; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $8,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $15,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Established Contributor
Posts: 651
Registered: ‎08-07-2012
Re: DCU MEMBERSHIP & VISA APPROVAL TIME?

sccredit wrote:

MountainHiker wrote:

Jutz wrote:

Should be pretty quick and instant, I suppose they can't use the same HP for membership eh?


I wish they would but I do see two pulls on my credit report from DCU but from different departments and on the same date. I wonder if they would erase one of those pulls?


They won't erase either of them...I tried!


Thanks buddy.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured