Valued Contributor
FinStar
Posts: 5,156
Registered: ‎10-21-2012
Re: Chase Pre-approval site - something new?

shane82388 wrote:

If you look closely here.... https://creditcards.chase.com/?view=d

 

There is two boxes to click on...one says "Find Special Offers" and one say "Check Mailed Offers".

 

I got an offer for Slate when i find my special offers but i dont get any mailed offers...so it seems like its an actual soft inquiry.


Correct - a Soft Pull occurs whenever selecting the Find Special Offers option.

 

Credit Limit is set based on income and overall credit profile.

 

APR is based on credit score and overall credit profile which may include established product relationship with Chase (as applicable) including internal risk score factors.