12-10-2012 04:39 PM
i have only 7 months credit history but I have already 4 cc
i started credit in may 2012
walmart recently raised my limit from 400 to 1050
wells fargo $300 secured
capital one $500
amex gold NPSL (opened November 2012)
i need to buy a car soon and I was wondering if applying
in January for an amex revolver will help me?
would it backdate to January 2012 and will it make it look like my history is 1 year old ? Or will my
credit history show up as I started it in January in stead of may ?
will that help me?
Starting Score: EQ 683 TU 714
Current Score: EQ 683 TU 714
Goal Score: EQ 740 TU 740
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