Regular Contributor
Posts: 137
Registered: ‎09-10-2012
Amex question

i have only 7 months credit history but I have already 4 cc 

i started credit in may 2012

walmart recently raised my limit from 400 to 1050


wells fargo $300 secured 

capital one $500

amex gold  NPSL (opened November 2012)


i need to buy a car soon and I was wondering if applying 

in January for an amex revolver will help me?

would it backdate to January 2012 and will it make it look like my history  is 1 year old ? Or will my 

credit history show up as I started it in January in stead of may ?

will that help me?

Starting Score: EX 734 TU 749
Current Score: EX 734 TU 749
Goal Score: EX 766 TU 770

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