Re: Amex question
12-10-2012 04:54 PM
i have only 7 months credit history but I have already 4 cc
i started credit in may 2012
walmart recently raised my limit from 400 to 1050
wells fargo $300 secured
capital one $500
amex gold NPSL (opened November 2012)
i need to buy a car soon and I was wondering if applying
in January for an amex revolver will help me?
would it backdate to January 2012 and will it make it look like my history is 1 year old ? Or will my
credit history show up as I started it in January in stead of may ?
will that help me?
Seems like you asked this before. If you don't have a lot of inq, you can apply for amex revolver. However, I am not sure if you would be approve with thin file. The good news is that if you get denied, it would be a sp.
As for a car loan, how much are we talking about? a focus? beeemer? or corvette?
12/19/2013, $100k+ Available Credit. Total Util: 0-1%