Re: Amex question
12-10-2012 04:54 PM
i have only 7 months credit history but I have already 4 cc
i started credit in may 2012
walmart recently raised my limit from 400 to 1050
wells fargo $300 secured
capital one $500
amex gold NPSL (opened November 2012)
i need to buy a car soon and I was wondering if applying
in January for an amex revolver will help me?
would it backdate to January 2012 and will it make it look like my history is 1 year old ? Or will my
credit history show up as I started it in January in stead of may ?
will that help me?
Seems like you asked this before. If you don't have a lot of inq, you can apply for amex revolver. However, I am not sure if you would be approve with thin file. The good news is that if you get denied, it would be a sp.
As for a car loan, how much are we talking about? a focus? beeemer? or corvette?
2013 Approvals: 3/1/13 - Discover IT, 3/4/13 - Amex BCE, 5/4/13 - CSP, 6/12/13 - Barclay Ring, 6/27/13 - BoA Privileges,
8/06/13 - Citi TY Preferred, 11/04/13 OCCU Duck, 11/22/13 - USBank Cash+