Re: Guess the cause of my score drop
12-10-2012 05:52 PM
Okay, I'll make a wild guess here. One of your oldest accounts fell off and at the same time a new credit item with a balance appeared which reduced your AAoA and increased your utilization.
After going over all the scenarios pictured in this thread, some being pretty clever and creative, and some being very "realistic" , I think this one came the closest. So Rhaeny will be honored in my signature line for a whole month. Congrats! If you don't like the way it looks now, let me know what you would like to see.
LOL! Okay I can't believe I guessed it. I wish this had a "Lotto" flavor attached to it, but since it doesn't this is second best .
And the signature is just fine. Thanks!
Starting Scores: EX 722 (USAA), TU 637 (Walmart), EQ 706 (myFico)
Current Scores: EX 719 (Lender pull), TU 670 (Walmart), EQ 705 (DCU)
Goal Scores: 750 across the board
Emergency gardening mode~~Last app: 6/7/2013