Contributor
pt2005
Posts: 106
Registered: ‎10-12-2012
Re: How to get a PC or CLI from Capital One

timkrof wrote:

I just tried emailing them for CLI on my Spark credit card.  I'll post back if/when I hear anything.

 

My current limit is $750.

 

Hopefully it will be a nice increase.  I've had the card since Sept. 2011, perfect payment history, 680-700 fico scores, and 100k+ income.

 

I've also tried with customer service rep initiated CLI's to no avail.

 

 

********Update************* Someone from the Cap1 Exec office called me today (same day I sent the email).  They took some of my financial information and said they will be doing a manual review of my account using a SP of my credit file.  They said they'll contact me in 3 days to let me know if and what my CLI will be.  

 

********Update*************Just got another call from the Cap1 Exec office.  They bumped me from $750 to $5,000.  Whoo hoooo!!!!!

 

 


Could you please PM me the email address(es) used? I also have a Spark with no CLI so far. The CL is $2K but I use it heavily for business so sometimes the Util on this card is high. Would be nice to get a bump.

FICO Scores: EX 744 (Quizzle), myFICO EQ 649, myFICO TU 671
Credit Cards: Chase Freedom 7k | Cap1 Spark Cash Select 5k | Cap1 Cash Visa 3k | Cap1 Cash MC 3.5k | AMEX SimplyCash 3K | AMEX TrueEarnings 4.5k | Discover More 1k
Store: PayPal SmartConnect 3.4k | Banana 2.2k | JCP 3.2k | TargetRED 300 | Kohls 100