Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
Re: Will it be considered late?

even if you were legitimately late Amex has a grace period before it gets reported late, remember late payments are defined as 30 days past the due date. so if it was due on the 11th it wouldn't be considered 30 days late til next month 10-11th depending if the month had 31 days or not etc.  but they can charge you a late fee + penalty apr indefinately, but you should be paying off your balances in full so doesn't really matter. I would just send extra $20-25 payment as soon as possible just to make sure. some cards say $0 minimum payments due because it's in a 0% intro for purchases, but I rather be safe than sorry. The credit industry is rarely forgiving if you make a mistake.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758