Established Contributor
cashnocredit
Posts: 959
Registered: ‎07-18-2009
Re: Declined less than30 days ago but still getting pre approval mailers

Pre-screened offers are based on pre-established criteria that must be met for the offer to be extended but may not be met once additional information is collected (such as income). The criteria must be kept for three years after making the offers.

 

http://www.boardmanclark.com/reading-room/the-impact-of-the-fair-credit-reporting-act-on-your-advert...

 

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k