New Member
Posts: 1,257
Registered: ‎07-18-2009
Re: AMEX Pay Over Time?

buildingitbackup wrote:

So AMEX will start reporting a utilization percentage instead of your total balance that is to be paid in full each month?  

It's a good question how Amex reports balances. Their charge cards typically report balances as due each month. Maybe they seperate out the portion that is payable over time. The user has to select those purchases >$100 they wish to POT. It's not automatic and it's only available on those purchases Amex elects to extend the offer on. No doubt it varies.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k