Re: Went on a app spree and ..........
12-18-2012 10:22 AM
Got approved for 2 of the 5, I apped for. Got the Barclays apple card with a limit of 1,700 and Discover More card for 1,200. So I am happy the rest of them are the standard wait for 7 days, which in my experience means denial.
Not necesarily. I apped for the AMEX plat, and got that message. 3 days later I was sent the approval notice.
I applied for the discover more card with a requested limit of 14K. They gave me the message of 30 days. I though this was a sure denial, but a CSR called me only one question. "Why did you close your last discover card." I stated they would not reduce my interest rate, and my credit profile should have allowed the drop (20+% with a high 700 score). She thanked me and approved the request.
My last 2 apps were giving the 7-10, and 30 day notice, and both were approved without have to recon.