Valued Contributor
Posts: 2,266
Registered: ‎07-23-2012
Re: Walmart Discover and Walmart Credit Card
[ Edited ]

the discover version is a little harder to get. but the regular store card is easier. 

when you apply you will first be considered for the discover and if you dont meet the needs they will most likely approve you for the store version. 

even if you get a low limit walmart grows with you and as long as you have a clean report fast!

i went from 800 in july for the store card to 5k at the end of october 

but my reports are clean of baddies. 


edit: sorry missed the question completly. 

you can check but like stated above the walmart store card is much easier to get and ive seen people in the low 600's get them. they mostly pull tu and are soft pulls for cli.


what are your reports looking like? scores,inq, util, aaoa, accounts etc....

Current: Discover Fico 701 3/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 5 TU 1 EX 1 | Most Recent: 03/23/2015
Over 12 Months:6

2014 Goals:
Lower Utility
15% right now, but going up soon :smileysad:
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6400
Citi Diamond Preferred$6000
Citizens Mastercard$7000