Valued Contributor
Posts: 2,255
Registered: ‎07-23-2012
Re: Walmart Discover and Walmart Credit Card

jorgevazquez87 wrote:

Thanks for the response, so fast!


My CS is: 671 (Equifax)

Inquiries: 0

AAoA: 2 years

Credits account in good standing: 7


I only have 1 delinquency on 1 account and was in 2011, the accound is already paid in full. Risk rate on FICO is 14% to lenders.


that baddie is obviously hurting you but i think you have a good shot at least at the store version. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014

2014 Goals:
Lower Utility
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000