Re: AMEX BCP Approval?
12-29-2012 08:59 PM
I say go for it. I'd peg the odds as 3:2 that you'll get the BCP with $2,000 initial CL. WCS is you get an inquiry, but if so then NBD.
Let us know what you do and good luck!
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700
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Re: AMEX BCP Approval?
12-29-2012 11:39 PM
I got BCE with w/ multiple settled accounts after they were CO'd. I have history with AMEX back to 1995 so maybe that helps and I never burned them, just WF and BoFA. BCP might be tougher. FWIW I was triple pulled and TU sealed the approval at 680 so yea it's certainly possible with some scars.
GangnamFICO wrote:Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.
Minor vulgarity edit --Rev
Re: AMEX BCP Approval?
12-30-2012 12:04 PM
Thanks for the feedback and advice. I think I'm going to bite the bullet and apply for a Gold card first, wait out the 6 months and app for the BCP, atleast it will be SP after the Gold card. Here's hoping they take me back into the fold haha!
Current Score: TU - 720 EQ - 713 EX - 679 (AMEX 1/11/13)
Goal Score: 760+ across the board
My Wallet: Chase CSP (10K) | Chase Freedom (1.5K) | Mercedes AMEX (1K) | AMEX PRG (NPSL) | AMEX Blue (6k) | US Bank YA (0.5K) |
