Moderator
pizzadude
Posts: 6,233
Registered: ‎01-28-2010
Re: AMEX BCP Approval?
You can always call and ask but you are correct that it will be a YMMV situation.....CSRs may not be able to predict.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Regular Contributor
hateAshbury
Posts: 128
Registered: ‎11-14-2011
Re: AMEX BCP Approval?

I say go for it. I'd peg the odds as 3:2 that you'll get the BCP with $2,000 initial CL. WCS is you get an inquiry, but if so then NBD.

 

Let us know what you do and good luck!


Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700


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Frequent Contributor
jake619
Posts: 456
Registered: ‎11-13-2012
Re: AMEX BCP Approval?

I got BCE with w/ multiple settled accounts after they were CO'd.  I have history with AMEX back to 1995 so maybe that helps and I never burned them, just WF and BoFA.  BCP might be tougher.  FWIW I was triple pulled and TU sealed the approval at 680 so yea it's certainly possible with some scars.


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Regular Contributor
napplegate
Posts: 122
Registered: ‎07-30-2012
Re: AMEX BCP Approval?

Thanks for the feedback and advice.  I think I'm going to bite the bullet and apply for a Gold card first, wait out the 6 months and app for the BCP, atleast it will be SP after the Gold card.  Here's hoping they take me back into the fold haha!

Starting Score: TU - 683 EQ- 692
Current Score: TU - 720 EQ - 713 EX - 679 (AMEX 1/11/13)
Goal Score: 760+ across the board

My Wallet: Chase CSP (10K) | Chase Freedom (1.5K) | Mercedes AMEX (1K) | AMEX PRG (NPSL) | AMEX Blue (6k) | US Bank YA (0.5K) |