napplegate wrote:I'm debating app'ing for a BCP towards the end of January to maximize backdating, I have a fully paid C/O account originally opened in 2007 and closed in 2009. I'm curious if I stand good odds at approval with my current credit scores (I have no clue what EX is but know Amex pulls them almost always), 4 inquiries by the time i apply (2 cc, 2 auto loan). I PIF every month and it's been over 3.5 years since my PIF C/O with Amex with perfect payment history since. My income is currently $125,000 AAoA is 5 years.
I'd really like to add this card to my wallet, 3x CLI and cancel my awful Capital One Platinum but don't want to get stung with another HP for nothing though. Thoughts?
Do you already have a charge card with AMEX or do you mean you had a charge card that defaulted?
