Valued Contributor
Posts: 1,960
Registered: ‎11-17-2012
Re: Secured credit card

athan12 wrote:

Is there a chance I'm getting denied for applying a secured credit card? I know this is kinda funny question Smiley Happy or do I have to apply for an unsecured credit card and get denied before I can apply for a secured credit card?


There is a slight chance of being denied for a secured card...usually due to a baddie against the bank or just a really really bad credit file...you don't seem to fit that category though, except for BofA, like you mentioned!

 

What I meant was for certain companies, like NFCU and USAA, they don't have a public secured card. In order to receive it, you have to be denied for an unsecured card, and OFFERED a secured card instead. So it's not two applications!

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