Re: Garden Club Meeting - January 2013
12-31-2012 04:38 PM
I'm gonna enter the garden now since i accomplished so much in 2012 and i'm getting my Amex Green in the mail real soon, so i will have no need to leave the garden to app. One thing that will happen in 2013 is that my BofA 123 Secured should graduate july/August and if i want an increase if they dont give me a good one then that will be a HP. Throughout 2013 i will be calling up GE Credit Solutuons to get my limits increased and i wanna see if Discover can give me a small increase with a soft pull. then later at the end of 2013 i may app for a Amex BCE and if i get approved then they can backdate the account to 2012 and then i can cancel the Green Charge card unless they are willing to waive the annual fee for a second year.
I am really happy with my credit profile i made major accomplishments in a very short amount of time. Not counting the Amex Green I have $5,650 in available credit to me and that is awesome considering i started 2012 with no credit at all!
Here's to an even better year in 2013!
TU Score as of 6/4/13 - 681 | EQ Score as of 6/4/13 - 659
Ex Score as of 9/22/13 -725 | Ex Score as 0f 6/20/13 - 711 | (As of 3/9/13) - In Garden till April 2015. (Please help me stay on track)!!!
Capital One QuickSilver MC $1K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $3K | BOA 123 Cash Rewards $3K | BOA BBR $3K | Discover IT $7K | AMEX Green Charge (NPSL)