Established Contributor
Posts: 680
Registered: ‎04-20-2012
Re: Garden Club Meeting - January 2013

I'm gonna enter the garden now since i accomplished so much in 2012 and i'm getting my Amex Green in the mail real soon, so i will have no need to leave the garden to app. One thing that will happen in 2013 is that my BofA 123 Secured should graduate july/August and if i want an increase if they dont give me a good one then that will be a HP.  Throughout 2013 i will be calling up GE Credit Solutuons to get my limits increased and i wanna see if Discover can give me a small increase with a soft pull. then later at the end of 2013 i may app for a Amex BCE and if i get approved then they can backdate the account to 2012 and then i can cancel the Green Charge card unless they are willing to waive the annual fee for a second year. 


I am really happy with my credit profile i made major accomplishments in a very short amount of time.  Not counting the Amex Green I have $5,650 in available credit to me and that is awesome considering i started 2012 with no credit at all!


Here's to an even better year in 2013! :smileyvery-happy:

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $10K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K | CapOne Spark BIZ Cash Select Visa Sig $5k |