Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
Re: Garden Club Meeting - January 2013
Well 2012 was good but 2013 will be better!
The only cards I want left are Amex so they backdate.
My score dropped to an all time low of 635! Due to 20% over multiple cards.
So that curbs any app itch.

Will still app for bce for giggles though and my score!
No new inquiries in 5 months but coming up on my bronze spade on Saturday the 5th.

Good luck too everyone this year and may only good things happen.

Plan on using All my cards at least once every three months to keep them active.

And paying off everything!! Only at 4k which should be down to 3k by Friday!
Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000