Frequent Contributor
Posts: 393
Registered: ‎11-06-2008
Re: Garden Club Meeting - January 2013

I am here, though I am itching to app for a Citi or something other than Chase...even though I so adore Chase. I feel like I need to be more diverse. I had a CO with AMEX years ago, so I don't even bother with them. I'd liek to add something, though, so maybe in 6 months or so.


However, the only CRA that is EVER pulled for me here in FL is EQ, and after just TWO inquiries (both Chase!) I saw a score drop of 9 points!  I could sob!


So I am in the garden indefinitely.  I was successful on all my recent apps and now have:


Chase Freedom: 7500

Chase Sapphire: 10000

Chase Ink: 10000

Kohls: 1000

JCP: 4900

Target Red: 1500

Home Depot: 7500

Best Buy (store): 5600

Macys: 2400


I fired both Orchard/HSBC as they wouldn't raise my CLI EVER or drop the fees. The only two cards I did not try for CLI on were Target and Kohls, because I could find no supporting evidence that it was gonna happen anyway.


I have gardeing tools, all pink, and intend to stay at least 6 months.  Thanks for the snacks!

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!