Hello to all my fellow fico forum posters! hope everyone had a great new year! just checking in...10 more days and i earn my silver spade (3 months application free!)

I'm left the garden today and app'ed for 5 cards:

 

wal-mart 1800

macy's 500

lowe's 2000

target 500

sear's 2000

 

took all of 30 minutes...

 

I'm back in the garden and my aim is a year. could be more since the only card i want now is a citi bank.

My last app was for an auto loan. It proved successful so no more apps for me this year. My goal is to garden my cards and grow the CLs with soft pulls. Last app was 12/17/12.

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Radio_Radiation wrote:

I'm left the garden today and app'ed for 5 cards:

 

wal-mart 1800

macy's 500

lowe's 2000

target 500

sear's 2000

 

took all of 30 minutes...

 

I'm back in the garden and my aim is a year. could be more since the only card i want now is a citi bank.

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congrats on the approvals! we all know GE cards are generous with CLI. I love my Macys card...it can grow with you (especially if you like to shop there which i do). In one year went from 300 limit to 2500!

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maiden_girl wrote:

My last app was for an auto loan. It proved successful so no more apps for me this year. My goal is to garden my cards and grow the CLs with soft pulls. Last app was 12/17/12.

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congrats on the auto loan and very nice APR!

Thanks!! 

and I love Macy's!! The card will get much use

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dodgerslv wrote:

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Radio_Radiation wrote:

I'm left the garden today and app'ed for 5 cards:

 

wal-mart 1800

macy's 500

lowe's 2000

target 500

sear's 2000

 

took all of 30 minutes...

 

I'm back in the garden and my aim is a year. could be more since the only card i want now is a citi bank.

---

congrats on the approvals! we all know GE cards are generous with CLI. I love my Macys card...it can grow with you (especially if you like to shop there which i do). In one year went from 300 limit to 2500!

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I feel pretty good with what I have:

 

AMEX Zync - NPSL

PSECU Visa - 12,000 CL

Barclays Rewards MC - $7,200 CL

Amazon - $4,000 CL

JCPenney - $4,000 CL

Best Buy - $4,000 CL

Lowes - $3,500 CL

Kay Jewelers - $2,700 CL

Sams Club Discover - $2,500 CL

Chase Freedom - $2,300 CL

Walmart - $2,300 CL

Firestone - $2200 CL

CareCredit - $2,100 CL

Cap1 NHC - $2,000 CL

Chevron/Texaco Visa - $1,500 CL

Old Navy - $1,500 CL

Discover IT - $1,000 CL

 

Definitely in Garden mode for at least 2013.

 

<img src="http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC/" border="0" width="75"  height="100" align="right">

 

New to the garden, hey all! No apps till 2014 or later!

 

Hi there mtrea001!
Welcome to the garden club!

Seems like you are having trouble with your message signature. To add a signature; go to settings which is at the top of the forum box right next to your username and the link to sign out... from there you can copy and paste the html image code into the portion that says signature....

Feel free to post here or send me a private message if you are in need of more assistance!

Again welcome to myfico forums and welcome to the garden club!

Goals for the new year are to continue the progress I’ve made in 2012: pay off remaining revolving debt, asking for SP CLI when appropriate, cull the herd by closing several CCs, let inquiries/new accounts age, and no apps for anything except a possible mortgage late this year.