Established Member
CMS70
Posts: 12
Registered: ‎01-05-2012
Secured Credit Cards not reporting as "secured" and not pulling a hard inquiry...

I am wanting to buy a house later this year, to help raise my score I am looking for a secured credit card with the following;

 

1)  one that will not pull a hard inquiry (soft at best) 

2)  Reports to all three credit bureaus as a regular credit card (not putting "secured" in the description).

 

I know the 'secured' issues will not effect my credit but could cause raise an eyebrow if my report is hand reviewed.

 

If anyone has first hand knowledge of one that fits, please post.