Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
Re: Secured Credit Cards not reporting as "secured" and not pulling a hard inquiry...

keep in mind that inq have very very little bearing when obtaining a mortgage and at most will require a LOE. how is your credit profile and why are you looking at a secured CC? I would stay away from horizon gold...When I got my mortgage I had like 15 hard inq and I have a cap1 secured which doesnt report