Regular Contributor
Posts: 242
Registered: ‎12-11-2012
Re: The Shopping Trick? No idea how to START

Sorry, I didn't see the other thread but I just called in to VS to check and my account is OPEN!! Only $250 though??? The pre-approval said $1000....oh well still happy and I heard they cli very quickly. How much was your cli?

Established Member
Posts: 41
Registered: ‎05-09-2012
Re: The Shopping Trick? No idea how to START
[ Edited ]

Rhaeny wrote:

I had already answered another post asking the same question so I will just re-post it here:

 

The shopping cart trick is when you go to any of the sites the issue cards from Commenity (formerly WFFNB) and when you go to check out (you need to have created an account with your name and address) a pre-approved offer pops up.  In order for this to work you have to be opted in and your address on your credit report should be your current one.  You just put an item in your shopping cart and go to check out.  If there is a pre-approval waiting for you it will pop-up to tell you so.  It literally has the verbage you have been pre-approved.  You only enter the last 4 digits of your ss# and just a few other details (can't quite remember exactly what they were) and you've got your account.  This is all done with a soft pull.  

 

I've read that some people have tried it for months before they got it, but I got all of mine within a day or two of each other.  You can check your SP's to see who is checking your credit and that will tell you if you might have a pre-approval waiting for you.  If you have to put in your full ss# then that is a hard pull and not a pre-approva.  However the pre-approval clearly says "pre-approved" so its not hard to miss.  I got The Avenue, Victoria's Secret, Catherines & Woman Within with a total CL of $2K.  



Thank you! That clearly answered it ( I must have missed the other post you responded to )

In the Garden 12-14-15


Established Member
Posts: 41
Registered: ‎05-09-2012
Re: The Shopping Trick? No idea how to START
[ Edited ]

Wolf3 wrote:

Blazesian wrote:

I'm Gardening, so I can not use the trick just yet (although it's tempting), but I keep reading the posts saying how you get a pop up at check out...

Are you supposed to create an account first, then add items to the cart, etc? Were you already a heavy shopper with that store? I tried going to VS

and adding a bunch of things into the cart and clicking "checkout" and nothing happened..


Why not just apply for the VS card if you want it?  You don't need an invitation.    IMO, Store cards are great if you are a frequent customer.



I've been getting rejected lately due to having way too many inquiries, so if I haven't gotten a pre-approval at the end of my gardening (May) then I will apply. I've just gotten three new cards in a month, so I'm sure they'd deny me right now (:

In the Garden 12-14-15


Established Member
Posts: 41
Registered: ‎05-09-2012
Re: The Shopping Trick? No idea how to START
[ Edited ]

eviLution wrote:

jsickz32 wrote:
I have never opted out so i guess. I dont know about her tho. I think she had bk7 when she was 20 (shes older than me). Kind of glad i didnt get it tho because im breaking up with her soon.

This is why I always ask the ladies what their Fico Scores are before I start dating them. I tell them to delete my number if their response is "what's a fico score?"

 

 

 

 

JK Cat LOL



Lol!

In the Garden 12-14-15


New Contributor
Posts: 72
Registered: ‎08-18-2010
Re: The Shopping Trick? No idea how to START
Lol and smh
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***Staying*** " with prayer that is " with in the garden and no (more) applying until mid-end of 2015!



New Contributor
Posts: 68
Registered: ‎07-14-2010
Re: The Shopping Trick? No idea how to START

Wish I never saw this thread, my plan was for my inquiries to drop off this year and let my aaoa increase so I'd be ready for something better next year. Just approved for $250 VS $250 Brylane Home...

Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
Re: The Shopping Trick? No idea how to START
Lol, Congrats on your new accounts beachbum33. At least no inquiries, just a hit on your AAoA. Smiley Happy

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Frequent Contributor
Posts: 283
Registered: ‎10-02-2012
Re: The Shopping Trick? No idea how to START

Anyone else not getting the popup.?

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Frequent Contributor
Posts: 446
Registered: ‎12-05-2012
Re: The Shopping Trick? No idea how to START

WallyxD wrote:

Anyone else not getting the popup.?


got the pop-up on VS and got the card 2 weeks later. but no other sites are giving me the pop-up, guess im just not pre-approved.

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
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Established Contributor
Posts: 727
Registered: ‎01-13-2013
Re: The Shopping Trick? No idea how to START

WhereI ve tried with express and abercrombie 3 times... nothing... I get all the way to put my credit card info... 

 

Where do you get the pop up? when you can input the CC info or after you filled everythinng including the cc info?

 

Thanks

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