Contributor
Posts: 86
Registered: ‎02-24-2012
Apping for Prime Credit Cards

I have been rebuilding my credit for the last 12 months and have cleaned it up as much as I can at this point. How successful do you think I would be with applying for prime credit cards? This is what my credit reports look as of today?

 

Capital One Auto Loan - $21,000 (opened April 2011)

Capital One CC- $7,500 (opened Sept 2011 - started with $500 CL)

JC Penney - $2,500 (opened June 2011 - started with $150 CL)

Fingerhut - $1,280 (opened Jube 2011 - started with $250 CL)

Victoria's Secret $850 (opened June 2011 - started with $250 CL)

Merrick Bank $600 (opened March 2007 - no CLIs)

Credit One $400 (opened August 2011 - given the option to pay for CLIs, I said NO)

 

Account History - 19.3 years

AAOA - 6 years

 

Baddies - pax state tax lien (lien filed 2009)

HSBC CO -- 2008

Merrick banks - 3 lates, last one occured two years ago)



Starting Score: 532
Current Score: EQ08 702, TU08 710, EX08 701Goal Score: 760

NASA, $30,000/ Wells Fargo $20,000 / Venture $7,500 / JCP $6,000 / Ch Freedom $5,000 / Ch Sapphire $5,000 / Discover $5,000 / Walmart $4,500 / VS $2,150 / AMEX BCE $2,000/ Chase SW $2,000 / Merrick $1,900 / Credit One $1,450 Take the myFICO Fitness Challenge