Re: IF denied, creditor MUST provide Bureau used and Score used right?
01-08-2013 01:21 PM
Driving and smoking habits aside, this thread did contain a useful nugget of info for newbs like myself - that being that they don't have to furnish the score. I was under the (now I know false) impression that they did, since they would have pulled that info along with the specifics that went into creating it. Sounds like a potential end-around move though to avoid furnishing that info. It's a concern because before you know it many companies might be claiming that they didn't use the score and therefore stop telling you what it is. Just my $0.02.
The people who would want to prevent you getting free scores are the credit bureaus, not the credit card issuers. I don't think they have much motiviation not to give you the score, just choose not to when they don't have to.