Established Contributor
Posts: 669
Registered: ‎11-13-2012
[ Edited ]

Omg mostnerve wracking phone call ever...didn't ask me any reason I'd like the increase but asked income investments etc. asked my employment status.. He was very nice though...i won't close if I don't get the increase...but boy do I hope I do... Luckily he addressed it would be a soft pull before I asked.




 Edit : I'm worried . My new limits haven't reported to the credit bureau but for the bank of America I just  got the statement for today already reported...however that will paid off by the end of this month..I hope they don't see that as a red flag as I just used that to consolidate the little debt I had...and none of the payment I made for this past statement have updated and I paid a significant amount off of each card and the credit liMIT increase I'm sure that those decreased the utilization...I hope they can access that somehow..

Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...