Valued Member
Posts: 48
Registered: ‎01-05-2013
Re: More EX pulls after 2 AMEXs?

Much appreciated, Walt_K!


Yes, I only had 1 CC (Cap1 secured).  Utilization is 0% but I am going to leave some itty-bitty balance to report (about 1-5%) so that Cap1 keep reports (I heard that Cap1 does not report if you just PIF every month..)


Do you also believe that I should garden about a year then apply for auto-loan?  I think so because having these two listed on my CR will help me... (responsible borrower with at least $2000 Smiley Happy)


Any suggestions, words and wisdoms - much appreciated!