Re: chase auto increase experience
01-10-2013 08:49 AM
I believe the general consensus is in order to get CLI's from Chase (typically) you need to request it, and it will be a HP. There's been some anecdotal SP success through the executive office but YMMV.
In your situation with a "toy limit" Freedom that I'd been using well for six months, if I didn't have a mortgage coming up in call it 12 months I'd take the HP for a potential increase. I think the possible upside outweighs a short-term penalty on a single credit report if nothing else is in the pipeline.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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