Established Contributor
Posts: 985
Registered: ‎09-10-2012
Fraud Alerts? Declines? Just curious...

I come here everyday and read a ton of posts on handling credit and credit cards. I have came across posts about people getting declined at the register and getting frauds on cards for spending money outside of their usual. Each month I use a variety of cards to pay for groceries, gas, bills, etc. I never know which card I am going to use so nothing is set in stone. Should I be putting stuff from each category (food, gas, bills) on each card each month to play it safe?


Also, I am going out of state for vacation this summer and I don't want to get any "surprises" when I try to run my cc's. Are the declines/fraud alerts that I read about something that really does not happen that often or is it something to worry about? I just want to take steps in advance.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*