Established Contributor
MountainHiker
Posts: 651
Registered: ‎08-07-2012
Minimum credit score 4 alliant cc?

Trying to help a family member get a credit card, and need to figure out the type of score Alliant might require for credit card approval. What say you? What is the lowest score suitable for Alliant approval? Would a 630 be good enough and what credit bureau do they pull?

 

Thanks

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
Re: Minimum credit score 4 alliant cc?

MountainHiker wrote:

Trying to help a family member get a credit card, and need to figure out the type of score Alliant might require for credit card approval. What say you? What is the lowest score suitable for Alliant approval? Would a 630 be good enough and what credit bureau do they pull?

 

Thanks


Mine was ~645 when I applied and was approved for the Platinum Visa (no rewards).  I started with a $500 limit.  After 2 years, it's now Platinum Rewards and at $17K.  

 

They pull EQ 100% of the time.  I was declined once before I was approved.  BK7 in '06, applied in '09 and '10.