Re: The reigns have been loosened!!
!! C1 CLI!!!
01-11-2013 10:44 AM
$25 for a pretty Amex isn't bad haha... at least, aesthetically... haha. I love math, but I hate it because the numbers don't lie!!!! ... I almost wish I had gotten the BCP instead of the BCE because I def buy enough groceries, even if just for myself, to gain benefit from that :-) I can't even imagine turning my OB into a more prime account... hmmm... I should work on getting that one higher next... it's incredible to think that getting one of my oldest tradelines to become usable again is POSSIBLE! haha
I know, right? How cool would it be to have your old low limit subprime card start reporting as a high limit prime card?
The way I figure is if I close it, for the next ten years anyone who looks at my report can see that I once had bad enough credit to need that card. If I PC it, that account will look as if I had prime credit going back past 2008.
The truth is, in 2008 I was lucky to qualify for my 300 dollar OB card, with an AF almost 25% of the limit.
That's kind of where I'm at with my Cap1 upgrade to Venture. The account just upated on my reports and is now showing as a "Flexible Spending Credit Card" -- which for a Visa translates to a Signature card. The CRAs show the opening date -- correctly -- as 12/1999. It makes it look like I have an old, seasoned prime card as part of my history.
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k