Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
Re: Well that wasn't planned...

Default4 wrote:

. My local credit union that I bank with approved me on the second loan earlier today. It's going to be 72 months @ 4.2%.

Congrats on the Refi with Penfed - You should have looked at USAA for the second loan.  They are not as low as penfed, but they gave us a good rate in the threes last time.  Also, both Penfed and USAA have a car buying service rate discount.  If you use the one at penfed they make your rate 0.49, and USAA's goes down into the two's.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL