Re: Well that wasn't planned...
01-16-2013 03:16 PM
This was a private party purchase so the lower rates with the car buying services didn't matter. I thought about USAA, but part of why I went with my credit union was also that they could use the hp from when I joined. I'll join USAA eventually, but I really want them more for insurance then financial needs. It's just a matter of getting my Dad set up with them first. What I figure is I'll pay the 4.2% for a year or so and then refi. It's really no big deal for me and there is the bonus of building a better relationship with my credit union.
Current Scores: TU 746, EX 755, EQ 724
Goal Scores: 760+
Last App: April 20, 2013
Cards: Cap1 Platinum, Discover it, AMEX Green, Paypal Extras, AMEX Delta Gold, Penfed Platinum Cash, and Chase Freedom.