Regular Contributor
Posts: 181
Registered: ‎08-09-2012
Re: Amex Financial Review – Lessons learned
I think the expectations here may be the issue. If you open an account, close it, open another, and so on and so forth, I can imagine you aren't very profitable to them (or they may even be losing money on you). In that case, I am surprised they continue to approve you, FR or not. And if they close your account after an FR, clearly they do not feel comfortable with what they have seen. I would be surprised if they allowed me to keep points after I failed to pass an FR.

What's in my wallet:

Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$7k (Visa Sig + EMV)
$7.5k (WEMC)

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Credit Karma: 772 (11/24/13)
Credit Sesame: 755 (11/5/13)