Established Contributor
jcstarkey8826
Posts: 704
Registered: ‎06-01-2012
50% util, should I app?
[ Edited ]

Im going to join DCU in February. Im wondering if I should app for their Visa when I join? below is my report in a nutshell, should I wait or give it a shot?

 

charter one: $0 / 500CL opened Jan 2012

chase: $0/ 500 CL  opened september 2012

Wal Mart: $450/ 1000 opened september 2012

Kay: 2k/ 3000 CL opened august 2012

No LATES ON ANY CARDS ABOVE

 

DTE energy: opened april 2011 never late

 

Mohela student loan 7 years no lates

another Mohela student loan 6.5 years no lates

 

Discover card CO from 08' PAID

Key Bank SL CO from 08' PAID

 

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL