Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
Re: Amex 3x cli results

Don't think people are necessarily saying that.  Amex uses the last SP report, showing your overall credit picture with all your lenders.  Presumably they are also free to use your current AMEX balance in making a decision, but we don't know for sure one way or the other.