Re: THANK YOU!!! Big Discover CLI!

joeyh2007 · ‎05-19-2012

So I was driving back to Brooklyn from Atlantic City this morning and as I was sitting in traffic on the Staten Island Expressway, I realized that it was my 6 month mark with Discover today. So I called and spoke to a very friendly rep who said they would have to pull a report. She said that they only pull TU for CLIs. So I decided to ask for 5K sincce I haven't reached that mark yet. After a brief hold and asking a few questions about my CR, she said that she would be happy to grant my request.

I am thrilled to enter the 5K CL club as it will pave the way for a CSP and my other creditors matching that CL. I thanked the woman and meant it because I am very impressed at the level of service at Discover. They really do listen and have a customer oriented business model.

In my wallet: Amex Zync: 1k spending cap (temporary), Citi Hilton Honors Visa Signature: $2000, First Financial Bank: $3500, Discover More: $5000, Barclays Apple Financing: $3500, Astoria Federal Savings: $500 Macy's: $500

Business: Chase Ink Cash World Mastercard: $2000

In my SD: Two CapOne $750,$1500

Epcot · ‎10-10-2012

Nice, Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

MsLadyRover · ‎03-14-2012

Sweet! Congratulations!

Starting Score: 639 (Walmart TU)
Current Score: TU 688 (myFICO) EX 679 (Credit Sesame) EQ 660 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

jsickz32 · ‎06-25-2012

Congrats! What was your cl before the cli?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)

Cadillac-XTS · ‎08-20-2012

Congrats

isoldmyatlas · ‎04-28-2012

That's awesome, congrats!! What does your TU report look like in terms of INQs?

TU: 732 (11/27/12) EQ: 705 (11/27/12) EX: 723 (1/7/13)

Cap1 Newcomers, $750 (4/2012); AMEX Green, NPSL (10/2012); Discover IT, $3500 (10/2012); Chase Amazon Rewards, $1100 (10/2012); AMEX Hilton HHonors, $4000 (11/2012); AMEX Blue Cash Everyday, $4000 (01/2013); Chase Southwest Airlines Rapid Rewards Plus, $6500 (03/2013)

Zero credit history to over 19k in credit in under a year...all thanks to this community!

joeyh2007 · ‎05-19-2012

Well at the time, the current CL was $1,500 and a $700 balance from holiday shopping but they saw my payment history.

My TU had 4 inquiries on it. I'm still very impressed with Discover right now.

In my wallet: Amex Zync: 1k spending cap (temporary), Citi Hilton Honors Visa Signature: $2000, First Financial Bank: $3500, Discover More: $5000, Barclays Apple Financing: $3500, Astoria Federal Savings: $500 Macy's: $500

Business: Chase Ink Cash World Mastercard: $2000

In my SD: Two CapOne $750,$1500

jsickz32 · ‎06-25-2012

so you went from 1500 to 5k? that means i could get a big cli like that if i try

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)

joeyh2007 · ‎05-19-2012

jsickz32 wrote:
so you went from 1500 to 5k? that means i could get a big cli like that if i try

Just call it in and have a conversation with the analysist and offer an explanation for anything that may be on your report before they can ask. Perhaps mentioning that you want Discover to be your primary card will help too.

In my wallet: Amex Zync: 1k spending cap (temporary), Citi Hilton Honors Visa Signature: $2000, First Financial Bank: $3500, Discover More: $5000, Barclays Apple Financing: $3500, Astoria Federal Savings: $500 Macy's: $500

Business: Chase Ink Cash World Mastercard: $2000

In my SD: Two CapOne $750,$1500

jsickz32 · ‎06-25-2012

joeyh2007 wrote:
jsickz32 wrote:
so you went from 1500 to 5k? that means i could get a big cli like that if i try
Just call it in and have a conversation with the analysist and offer an explanation for anything that may be on your report before they can ask. Perhaps mentioning that you want Discover to be your primary card will help too.

i think i will. i dont have anything bad in my CRs. ive been using it a lot to buy stuff from shopdiscover.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)