Re: THANK YOU!!! Big Discover CLI!
01-17-2013 03:00 PM
joeyh2007 wrote:So I was driving back to Brooklyn from Atlantic City this morning and as I was sitting in traffic on the Staten Island Expressway, I realized that it was my 6 month mark with Discover today. So I called and spoke to a very friendly rep who said they would have to pull a report. She said that they only pull TU for CLIs. So I decided to ask for 5K sincce I haven't reached that mark yet. After a brief hold and asking a few questions about my CR, she said that she would be happy to grant my request.
I am thrilled to enter the 5K CL club as it will pave the way for a CSP and my other creditors matching that CL. I thanked the woman and meant it because I am very impressed at the level of service at Discover. They really do listen and have a customer oriented business model.
CONGRATS!!!
They really will not work with me about a CLI. Pretty nerve-racking. ![]()
Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Re: THANK YOU!!! Big Discover CLI!
01-17-2013 03:53 PM
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Re: THANK YOU!!! Big Discover CLI!
01-17-2013 04:19 PM
Congrats! That gives me hope, my 6 months is coming up soon. Don't forget that they like to skip a month of reporting to the credit bureaus after a cli, so if your counting on the limit getting you another card soon i'd ask for a mid-cycle update on your credit reports.
Re: THANK YOU!!! Big Discover CLI!
01-17-2013 05:49 PM
i called for a cli and denied!
too bad i been using this card a lot because of shopdiscover.
Re: THANK YOU!!! Big Discover CLI!
01-17-2013 05:57 PM
jsickz32 wrote:i called for a cli and denied!
too bad i been using this card a lot because of shopdiscover.
Did they do a HP?
Business: Chase Ink Cash World Mastercard: $2000
In my SD: Two CapOne $750,$1500
Re: THANK YOU!!! Big Discover CLI!
01-17-2013 05:57 PM
dont know. ill let you know if i get an alert.
Re: THANK YOU!!! Big Discover CLI!
01-17-2013 05:58 PM
I ask because the rep told me that she could only process my request with a HP and needed my permission to continue.
Business: Chase Ink Cash World Mastercard: $2000
In my SD: Two CapOne $750,$1500
Re: THANK YOU!!! Big Discover CLI!
01-17-2013 06:02 PM
i didnt get asked that.
Re: THANK YOU!!! Big Discover CLI!
01-17-2013 06:04 PM
Then they may have only checked to see if they had an offer for you. That's what they told me....that I didn't have a current offer and if i still wished to continue, a HP would be needed.
Business: Chase Ink Cash World Mastercard: $2000
In my SD: Two CapOne $750,$1500
Re: THANK YOU!!! Big Discover CLI!
01-17-2013 06:07 PM
i called and told her i want a cli. they asked me for all my info and stuff. also ever since my account turned 6 months old i been trying checking the luv button in the drop down menu and i keep getting this "we're sorry you cannot request another cli while you have one in progress" i wonder what that means.
