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Registered: ‎01-22-2012
Re: Tempted by Amex Delta Skymiles Gold

Revelate wrote:

ryanbush wrote:

I believe the underwriting is the same...

 

and I haven't used mine this year as this is my first year with the platinum, I need to start looking for a reason to use it as our Honeymoon this year is international and i'm also using skymiles... maybe NYE in NYC


Off-topic but that raises an interesting question I think:

 

Are there any cards which have an non-AF / AF version (BCE/BCP, CS/CSP) or even a AF / higher AF version (Delta Gold / Platinum Skymiles) that have any difference in underwriting criteria?  I'm struggling to think of any that we know anecdotally but admittedly there are some lenders vis a vis Citi that I don't know at all.


Citi Hilton and Hilton Reserve? I could be wrong about this, but they just seem so different. Anyone have any ideas on this?

 

Also Citi AA Advantage Select vs. AA Exec WEMC? United Explorer vs. Club?

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL