Senior Contributor
Posts: 4,329
Registered: ‎02-23-2011
Re: WHAT IS THE FICO SCORE OF 720 REALLY MEANS TO THE LENDER?

CreditScholar wrote:

Thanks for that, and it's along the lines of what I was thinking too.

 

I have a feeling you're a more private person than I, but would I be able to ask what your approximate annual spend is on average? Or at least which category above you might fit into? I've always been curious.


My personal spending varies from year to year, but I'd say it's in the $50 - $100K range of "legitimate" spending.  

 

If I were to factor in all the spending I put on cards for the rewards (such as bills, taxes, etc...), it'd be north of $100K, but it's somewhat inflated.