Re: The Definitive Amex 3X CLI Guide
01-18-2013 07:13 AM
I have a $15k income (full-time student, part time worker), and my current AMEX CL is $3300. Would requesting the full 3x to $9900 trigger a FR since my income is only 15k? I want at least a $5000 credit limit on my AMEX.
Hi, can anyone answer this? My 61 day is coming up soon and ideally I'd want the $9900 for utilization purposes, but with a $15k income, would asking for $9900 be asking too much/FR? Thanks!
There has yet to be any challenges to the original post, which clearly discusses a counter offer if you ask for 3x and aren't eligible. I have not seen any examples on this forum of a CLI request triggering FR.
From the OP:
"Even if a 3X CLI is requested, Amex may counter offer a partial increase which you can choose to accept or refuse. It is a good idea to not short change yourself and ask for a partial increase from the beginning because Amex system is smart enough to approve a partial CLI if eligible."
In My Wallet: Amex BCP (12/12) $21,800, Cap1 Cash Rewards (6/12) $9,000, Citi Forward (12/12) $8,000, Barclaycard Arrival (5/13) $7,500, Chase Freedom (12/12) $5,000
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Last App: May 21, 2013