Re: Discover Credit Scores...[ Edited ]
01-18-2013 08:01 PM - edited 01-18-2013 08:02 PM
Without their stating so, we're pretty confident that Discover isn't using the EQ version found here, namely EQ Beacon 5.0 / EQ FICO '04 base or classic.
It's possible they're using:
- FICO '04 Bankcard-enhanced
- FICO '08
- FICO '08 Bankcard-enhanced (my personal bet)
The other options aren't particularly likely; however, sadly without a lot more anecodtal data or unless there becomes a legal mandate to disclose the exact score that was used, we're sort of making SWAG's.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 670, Wally TU 700, EX 718 (11/29/13, EX 07/11/13)
Goal Score: 680 in all three (01/01/14)
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