Established Contributor
Posts: 726
Registered: ‎08-02-2008
Re: 5% Points or Cash back on airlines all the time

nishant1 wrote:

Chase offers one quarter on airlines. US Cash + has one category.


 I have dedicated one 5% category on current US Cash + card all the time for airline.Now that US Cash + attractive categories like bill pay, Home improvement and Airlines are going away, is there any other cards which gives 5% back on airline all the time?


I have many cards which give 2% on travel or airline like Chase Sapphire Preferred but nothing to replace US Cash + category.


In absence of new card, I plan is to use all my 3 Chase cards- Freedom, Sapphire Preferred and Sapphire No annual fee Mastercard points including leveraged Freedom 5% points. Then transfer all points to Sapphire Preferred and book flight using Ultimate rewards which will give me 6.25% from 5% Freedom transferred and 2.675% from Sapphire Preferred and 1.33% from Sapphire MasterCard.


Above calculation includes 7% annual bonus on Both Sapphire cards and 25% bonus from ultimate rewards site bookings.

Penfed Travel Rewards Amex provides 5x points per dollar for Airline purchases.

FICO: EX: 743 (7/14); TU: 774 (7/14); EQ 721 (7/14)

In My Wallet: Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 2 | Citi X 6 | DCU X 1 | Discover X 1| Fidelity X 1 | Fifth Third X 1 | PenFed X 1 | PSECU X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1 = 31 Cards

Holding off apps until the end of the year! Wish me luck!