Super Contributor
Posts: 6,960
Registered: ‎05-23-2009
Re: Now Most Citicards have EMV Chips!!!!

Yes, it is worth to wait. It is a good looking card. You might want to call them to send the right card because they sent me the card with PayPass. 

 

 

Ron.

Super Contributor
Posts: 6,960
Registered: ‎05-23-2009
Re: Now Most Citicards have EMV Chips!!!!

amercnchopz34 wrote:

LesWH wrote:

Ron1 wrote:

Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC. 

 

 

Ron.


Yes it is on the Platinum AMEX.  AMEX is delivering my new Platinum card with it tomorrow.


I am sorry for the dumb question...

 

what does the EMV chip do for you ??


EMV Chip is good traveling outside US especially in Europe.. It is like PayPass/Express Pay. 

 

 

link:

 

http://en.wikipedia.org/wiki/EMV_Chip

 

 

Ron.

Established Contributor
Posts: 635
Registered: ‎07-29-2010
Re: Now Most Citicards have EMV Chips!!!!

Interesting. The option was available for both my Forward and ThankYou Preferred. I requested both. 

 

Maybe doing this will cause them to look at my Forward account and convert it to Visa Sig.

Discover IT $30K | FNBO Visa $25K | Citi Forward (grandfathered 5x Restaurants!) $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $15K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Southwest Premier $7.8K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity AMEX $7K | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Younkers/Comenity $2.4K | AMEX BCE $3K | Target $1K | EX FICO (from AMEX): 762, TU08 FICO (from Discover): 763, AAoA: 4.3 years
Established Contributor
Posts: 543
Registered: ‎09-17-2012
Re: Now Most Citicards have EMV Chips!!!!
I've been waiting for this for years as I travel to Europe a lot and always have problems using my US cards. The only problem is, I don't have any Citi cards anymore. What's the easiest Citi card to get?
Venture VS $30k | Quicksilver WMC 21k | Aviator Red WMC $17k | SWACU Visa $15k | Amex PRG | Amex SPG $10.5k | Amex SPG Biz $15k | Spark Visa $8k | Freedom $11.5k | Discover it $8k | Lowe's $25k | J Crew $13k | Amazon Store $4k | Walmart Store $3.3k
Super Contributor
Posts: 6,960
Registered: ‎05-23-2009
Re: Now Most Citicards have EMV Chips!!!!

breedo wrote:
I've been waiting for this for years as I travel to Europe a lot and always have problems using my US cards. The only problem is, I don't have any Citi cards anymore. What's the easiest Citi card to get?

I think Citi Forward Card is pretty easy.

 

 

Ron.

Established Contributor
Posts: 661
Registered: ‎12-21-2012
Re: Now Most Citicards have EMV Chips!!!!

amercnchopz34 wrote:

LesWH wrote:

Ron1 wrote:

Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC. 

 

 

Ron.


Yes it is on the Platinum AMEX.  AMEX is delivering my new Platinum card with it tomorrow.


I am sorry for the dumb question...

 

what does the EMV chip do for you ??


Well, the main reason people request it is because in many countries EMV is the expectation. Unlike one person said, it has no relation to contactless (PayPass/PayWave/ExpressPay/ZIP). A contactless transaction can be EMV (contactless EMV) but can also just be a basic unencrypted copy of track data (same as the magnetic stripe but with an added unique transaction identifier).

 

Citi cards are terrible to use for travel anyways - Bank of America offers a no fx fee, no fee, EMV card that's a much better choice. Citi charges 3% foreign transaction fee - a huge ripoff. 

 

So, really, the main thing it does for you is - not much today. A few Walmart's have EMV enabled, but that's it. Come April, many merchants that already have EMV terminals will start enabling them and this benefits you by making fraud much harder. "Skimming" becomes a much more difficult prospect, it is virtually impossible to skim an EMV chip.

American Express Blue Cash Everyday - $11,000; American Express Platinum Cashback Everyday - £2,500; Bank of America Travel Rewards - $5,000; Barclaycard Arrival+ - $5,000; Citi Forward - $5,800; Discover It - $5,500; HSBC Platinum with Rewards - $5,000
Regular Contributor
Posts: 207
Registered: ‎07-07-2008
Re: Now Most Citicards have EMV Chips!!!!

Ron1 wrote:

LesWH wrote:

Ron1 wrote:

Sorry. No Amex. They don't have it yet. I think Amex Platinum Cards or the Centurion Cards have EMV chip. You might want to call them to request one.I think it's only for Visa/MC. 

 

 

Ron.


Yes it is on the Platinum AMEX.  AMEX is delivering my new Platinum card with it tomorrow.


I don't have it on my Amex PR Gold. Smiley Sad

 

 

Ron.


PRG has ExpressPay option available but yes no EMV yet. Only Plat and Centurion so far.