Valued Contributor
Posts: 1,920
Registered: ‎11-17-2012
Re: To Pay or Not to Pay, that is the Question..

VikingsLoyalFan wrote:

I am buying a house in a few months. Will a balance of 0 stop reoccuring reports to my credit?

You will not have this issue for MOST creditors. Since you do have a few months, try it out for a month and watch your reports closely. Most creditors will still report perfect payment while also reporting a $0 balance for the month!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $15k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 766 EQ 731 TU 763 VantageScore 3.0: EX 743 EQ 744 TU 746 Credit Sesame (EX) 747 (EX) 796 CapOne (TU) 791 Quizzle 746