Re: To Pay or Not to Pay, that is the Question..
01-22-2013 12:22 PM
I am buying a house in a few months. Will a balance of 0 stop reoccuring reports to my credit?
You will not have this issue for MOST creditors. Since you do have a few months, try it out for a month and watch your reports closely. Most creditors will still report perfect payment while also reporting a $0 balance for the month!
EQ FICO 737 TU FICO 746 Credit Karma (TU) 780 Transrisk 816/990 Credit Sesame (EX) 762 Credit.com (EX) 763 VantageScore 3.0 733