Established Contributor
daybreakgonesXe
Posts: 742
Registered: ‎11-17-2012
Re: To Pay or Not to Pay, that is the Question..

VikingsLoyalFan wrote:

I am buying a house in a few months. Will a balance of 0 stop reoccuring reports to my credit?


You will not have this issue for MOST creditors. Since you do have a few months, try it out for a month and watch your reports closely. Most creditors will still report perfect payment while also reporting a $0 balance for the month!

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EQ FICO 730 Credit Karma (TU) 5/6/13 763 Transrisk 5/14/13 849/990 CreditSesame (EX) 5/8/13 779 Credit.com (EX) 5/7/13 758/900 FICO Estimate 760 Vantage Estimate 832/990