Re: To Pay or Not to Pay, that is the Question..
01-22-2013 12:22 PM
I am buying a house in a few months. Will a balance of 0 stop reoccuring reports to my credit?
You will not have this issue for MOST creditors. Since you do have a few months, try it out for a month and watch your reports closely. Most creditors will still report perfect payment while also reporting a $0 balance for the month!
FICOS: EX 766 EQ 731 TU 763 VantageScore 3.0: EX 743 EQ 744 TU 746 Credit Sesame (EX) 747 Credit.com (EX) 796 CapOne (TU) 791 Quizzle 746