Frequent Contributor
xiownthisplacex
Posts: 258
Registered: ‎08-29-2011
Re: Orchard and Cap1....to close or not to close? Need advice.

If they are waiving the AF for at least 1 more year, keep them until then. Pay everything in full and before the 1 year is up, apply for a "prime" card. After you have a higher limit card, then you could cancel them, but for now I would keep them.


Starting Score Myfico EQ: 676 08/11/2011
Current Score: Citi EQ Pull: 745 Walmart TU08: 750 AMEX EX Pull: 745 1/21/2013 Goal Score: 780+
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